The lending options we offer.
  • Super-Prime & Prime
  • FICO Scores 630+
  • 6 to 60 Month Terms
  • Loan/ Plans from $100 - $100,000
  • $0 Down Payment
  • No Pre-Payment Penalties
  • Below Prime & No Credit Check
  • FICO Scores 629 and below or No Credit Check Option!
  • 6 to 48 Month Terms
  • Loan/ Plans from $100 - $25,000
  • $0 - 30% Down Payment
  • No Pre-Payment Penalties

All healthcare and veterinary specialties can be financed.
Patient Advantage has made financing easy. We offer plans that will cover nearly every patient's specialty treatment. Whether it is a cosmetic surgery wish or a veterinary emergency, we have it covered with our attractive, easy approval lending options. The patient can even start treatment the same day as approval!
What make us stand out from the rest.

  • 97% loan approval rate!
  • No credit check plans available!
  • $0 down payment loans available!
  • Same day treatment now possible!
  • No % rate increases- fixed terms!
  • No prepayment penalties!
  • A % of every loan goes to charity!
Frequently asked questions.

Provider FAQ
Patient FAQ

Highly Recommended

Our development team is filled with professionals that have over 45 years experience in Healthcare Management, plus 20 years experience in Patient Procedure Financial Services. We approve 7 times the approvals presently being issued. We strive to meet every patient's needs and maximize every provider's practice.

I am about to buy a house and didn’t want to run my credit. I was able to get a plan with Patient Advantage for Hair Restoration with a low interest rate for 12 months. Now I can buy my house and work on my image. Thanks!
:: Johnathan - Salem, NJ (Patient)

Pet Financing with options! Finally! My pet parents are extremely happy that they are now able to take care of their loved ones without burning a hole in their pocket.
::Dr. LeAnn - Wilmington, DE (Veterinarian)

At least 95% of my patients are now saying yes to orthodontic treatment on their first visit Patient Advantage has brought a ton of satisfaction to my patients.
::Dr. Ted - Philadelphia, PA. (Orthodontist)