OUR PLANS
The lending options we offer.
  • Super-Prime & Prime
  • FICO Scores 630+
  • 6 to 60 Month Terms
  • Loan/ Plans from $100 - $100,000
  • $0 Down Payment
  • No Pre-Payment Penalties
  • Below Prime & No Credit Check
  • FICO Scores 629 and below or No Credit Check Option!
  • 6 to 48 Month Terms
  • Loan/ Plans from $100 - $25,000
  • $0 - 30% Down Payment
  • No Pre-Payment Penalties

TREATMENTS
All healthcare and veterinary specialties can be financed.
Patient Advantage has made financing easy. We offer plans that will cover nearly every patient's specialty treatment. Whether it is a cosmetic surgery wish or a veterinary emergency, we have it covered with our attractive, easy approval lending options. The patient can even start treatment the same day as approval!
THE DIFFERENCE
What make us stand out from the rest.

  • 97% loan approval rate!
  • No credit check plans available!
  • $0 down payment loans available!
  • Same day treatment now possible!
  • No % rate increases- fixed terms!
  • No prepayment penalties!
  • A % of every loan goes to charity!
THE FACTS
Frequently asked questions.

Provider FAQ
Patient FAQ

Highly Recommended

Our development team is filled with professionals that have over 45 years experience in Healthcare Management, plus 20 years experience in Patient Procedure Financial Services. We approve 7 times the approvals presently being issued. We strive to meet every patient's needs and maximize every provider's practice.



I am about to buy a house and didn’t want to run my credit. I was able to get a plan with Patient Advantage for Hair Restoration with a low interest rate for 12 months. Now I can buy my house and work on my image. Thanks!
:: Johnathan - Miami, FL (Patient)

Pet Financing with options! Finally! My pet parents are extremely happy that they are now able to take care of their loved ones without burning a hole in their pocket.
::Dr. LeAnn - Fort Lauderdale, FL (Veterinarian)

Patient Advantage made it so easy for my clients to start treatment the same day — our conversion rate has skyrocketed!
::Dr. Maria - Austin, TX (Dentist)

I was able to get my cosmetic procedure financed with zero down and affordable monthly payments. The entire process felt simple and stress-free.
::Sasha - El Paso, TX (Patient)

Since introducing Patient Advantage, more families are confidently moving forward with recommended treatment plans at their first consultation.
::Dr. Kevin - Dallas, TX (Orthodontist)

Approval was quick, and I was able to schedule my procedure without worrying about upfront costs. It truly made a difference.
::Liam - Corpus Christi, TX (Patient)

Offering Patient Advantage has improved patient satisfaction and increased case acceptance across our practice. It's been a valuable addition.
::Dr. Elena - Portland, TX (Dermatologist)

Thanks to Patient Advantage, more of my patients are empowered to start their treatments confidently, improving outcomes and practice growth.
::Dr. Sofia - Las Cruces, NM (Family Dentist)